No broker fee to the borrower on most loan programs


Our broker compensation is  paid by the wholesale lender not by the borrower on the majority of our loan programs.  In addition our compensation package is exactly the same with every single lender that we work with so we have no incentive to steer you to any lender. Our only goal is to send your loan to the lender that will approve your loan with the least amount of conditions and with the absolute best pricing.

  • This was our first time buying a house, and we feel so fortunate to have had Babak on our side helping us through the experience and quickly answering any questions we had along the way. Escrow was completed in less than 30 days and the entire process went very smoothly. Babak went above and beyond in walking us through every stage of the process, helping us prepare and know what to expect.–Anne Uemura

  • Pacific Lending Corp. is AWESOME! Babak guided me every step of the way in being a first time buyer. The ladies in the office are also wonderful, they were always available whenever I needed them for any question I had in my home buying process. Everyone one is honest and reliable and has continued to be there and answer any question I have even up to today. –Cindy Deaver

  • We have been working with Babak and Charter Pacific since 1994. Babak has helped us buying 2 homes and refinancing our mortgages several times over the course of 20 years. Babak and his team are very professional, very honest and very knowledgeable about the real estate market and all related aspects. –Said Kazemi

  • Babak was recommended to me by my real estate agent and I have refinanced with him three times over the last seven years. Each time he worked with me in a very professional manner and provided prompt, patient service. He is very knowledgeable about industry rates and products and I always felt I had a good deal after working with him. –Ron Crostwaite

  • Babak and his team were excellent. From beginning to the end, my husband and I felt informed and involved. Babak also went the extra mile to come up with creative ways so our mortgage would become more manageable. As first time homebuyers, we were happy to have him on our side and to help guide us through, sometimes overwhelming, process. We highly recommend him to our friends and family!–Sheila Witt