Babak Moghaddam graduated from University of Southern California in 1985. He entered the mortgage industry as a compliance auditor at the Bank of New York in 1986 and completed his masters in Business Administration two years later. After seventeen years in the traditional mortgage banking world Babak finally transformed this vision into his own practice in 2002 when he formed Charter Pacific Lending Corp, a mortgage company that has provided over $900 Million in residential real estate loans throughout Southern California. Babak and his team do things a little differently than other mortgage providers. They work as financial advisors, because they have come to realize that a mortgage is a very powerful financial tool. And just like any other financial tool, it should be managed as part of the overall financial management plan to reach every home owner’s long and short-term financial goals much faster.
Direct: (800) 322-1217 Ext. 103
NMLS # 278061
Home Mortgage Consultant
Amir Nader has over 17 years experience in Mortgage Banking. He worked for Wells Fargo Home Mortgage for 10 years before becoming a broker. Amir has experience with FHA, VA and Conventional as well as Jumbo loans. Amir works with a full range of borrowers but he especially enjoys working with first time home buyers. It is important to him to make sure first time home buyers are comfortable with their new home purchase and fully understand the mortgage transaction.
Purchasing a home or refinancing your existing home can be very exciting and a bit stressful. Amir’s experience with the mortgage process allows him to guide you to the result you are looking for in a smooth and professional manner. As a lender he is always available to answer all of your questions and help to make your dreams come true.
Direct: (800) 322-1217 Ext. 203
NMLS # 237785
Home Mortgage Consultant
As a full service mortgage broker, in the real estate and mortgage industry since 1981, Dan is dedicated to finding the best mortgage solution for your individual circumstances. Dan knows everyone’s circumstances are different and he is here to customize a financing solution from the many loan programs available to perfectly fit your unique financial situation. His goal is that you will be happy with your loan not only when it closes but in the years to come.
Having lived in the Long Beach/Cypress area since 1952 Dan has focused his business in Cypress, Los Alamitos, Long Beach and the surrounding area.
Direct: (714) 761-1386
Senior Loan Processor
Sarah Alt graduated with from the University of La Verne in 2008. She received a Masters degree shortly after. She entered the mortgage industry as a Junior Loan Processor with Charter Pacific Lending Corp in 2012. Through lots of hands on experience, Sarah has worked her way up to Senior Loan Processor. She has experience with a variety of different loans, including conventional and FHA. She works with our clients and loan officers to ensure that each loan is being processed quickly and efficiently. Sarah understands that buying or refinancing a loan can be stressful but works with you to make it as easy as possible.
Direct: (800) 322-1217 Ext. 111
Senior Loan Processor
Alissa joined Charter Pacific Lending in November 2016 as a Senior Loan Processor. She works diligently with the team to assist in providing and delivering a smooth and easy loan process for our clients. Our clients’ satisfaction is her ultimate goal and priority.
She has a background and experience in Insurance and Financial Services with an emphasis in account management, client and agent support. Alissa received her Bachelor’s Degree in Economics from the University of California at Riverside.
Direct: (800) 322-1217 Ext. 106
This was our first time buying a house, and we feel so fortunate to have had Babak on our side helping us through the experience and quickly answering any questions we had along the way. Escrow was completed in less than 30 days and the entire process went very smoothly. Babak went above and beyond in walking us through every stage of the process, helping us prepare and know what to expect.–Anne Uemura
Pacific Lending Corp. is AWESOME! Babak guided me every step of the way in being a first time buyer. The ladies in the office are also wonderful, they were always available whenever I needed them for any question I had in my home buying process. Everyone one is honest and reliable and has continued to be there and answer any question I have even up to today. –Cindy Deaver
We have been working with Babak and Charter Pacific since 1994. Babak has helped us buying 2 homes and refinancing our mortgages several times over the course of 20 years. Babak and his team are very professional, very honest and very knowledgeable about the real estate market and all related aspects. –Said Kazemi
Babak was recommended to me by my real estate agent and I have refinanced with him three times over the last seven years. Each time he worked with me in a very professional manner and provided prompt, patient service. He is very knowledgeable about industry rates and products and I always felt I had a good deal after working with him. –Ron Crostwaite
Babak and his team were excellent. From beginning to the end, my husband and I felt informed and involved. Babak also went the extra mile to come up with creative ways so our mortgage would become more manageable. As first time homebuyers, we were happy to have him on our side and to help guide us through, sometimes overwhelming, process. We highly recommend him to our friends and family!–Sheila Witt