“This was our first time buying a house, and we feel so fortunate to have had Babak on our side helping us through the experience and quickly answering any questions we had along the way. Escrow was completed in less than 30 days and the entire process went very smoothly, and Babak went above and beyond in walking us through every stage of the process, helping us prepare and know what to expect. We look forward to working with Babak again in the future and recommend his services without hesitation.” – Brian Deming 


“My husband and I are so happy to have found Babak when we purchased our first home 3 years ago. Not only did he take the time to explain everything in detail, he totally surprised us by getting us an even better rate at the last moment. We liked Babak so much that when we thought about refinancing, we immediately called him again. At that time, I was due to go into labor with twins at any moment and Babak bent over backwards to accommodate our schedule and needs. I can’t say enough good things about him. He is a true professional.” – Anne Uemura


“Babak worked with another brokerage firm when I first met him while navigating the confusing waters of first-time home ownership 17 years ago. He was friendly, professional, knowledgeable, helpful and he moved my 203K paperwork through the necessary channels with a swiftness,efficiency and grace one just doesn’t often find in the working world. The process was nearly painless and I attribute this almost entirely to him. He maintained contact over the years, as a good broker should, so I knew where to find him when I refinanced my home a few years ago to take advantage of dramatically plunging interest rates (if you’ve got an excellent mechanic or doctor, why would you go anywhere else? Same with Babak…) and again, he moved the mountain for me. I wouldn’t use anyone else for my real estate needs; I trust this man implicitly. The icing on the cake are his wonderfully positive and inspiring newsletters, full of good financial information but also practical advice, recipes, etc. This guy is more than a broker for me. He has become a family friend who happens to know his business like no one else I know.” – Shirley Moore


“The personel at Charter Pacific was very professional and extremely quick in responding to my needs. Babak oversees every case and does his best to get the best loan for his clients. He saved me thousands of dollars. I had and will reffer him to anyone I know. Thank you Babak.” – Farshad Farnoosh


“Mr. Moghaddam is a consummate professionals. He has been in the mortgage business for many years and as a result, he is extremely experienced and knowledgeable in his field. His team is dedicated to providing their clients with excellent service. I highly recommend Mr. Moghaddam to those who are planning to obtain a new loan or refinance.” – Jeff Marandi


“Absolute professional! Babak and his team have been one of the best I have worked with. If any of my clients need a lender Babak is the one who I will refer them to. Give him a try. You will be very pleased.” – Farzaneh Jeffers


“We recently got our home loan from Babak. We are extremely happy with his care, diligent work, professionalism and the spreed that he processed our loan. He addressed all our questions in such a timely manner that you normally don’t see with other companies. Babak explained different loan options thoroughly and also gave his recommendations. His team were also very friendly, helpful and knowledgeable. We really appreciate his great work and will highly recommend him to all our friends and family and will definitely use his services in the future.” – Shokouh Ansari


“Babak of Charter Pacific is fantastic! His rates are competitive, he has a variety of loan options, and he follows up if something better comes along. We have personally used his services twice over the years and have referred him to my parents, brother in law, sister in law, and several friends, all of whom had positive experiences. We are cautious about referring companies or organizations, but Babak has not let anyone we referred to him down. Give him a call and see for yourself!” – Rami Christophi


“Great company to work with. All my loan paper work was done with lighting speed I was promised a 30 days turn around and it was done in 29 very impressive performance. Personal at Charter Pacific lending are very knowledgeable regarding finance market. I am enjoying low rates that company was able to provide me last year.I highly recommend charter pacific lending to any one looking for financing.” – Ali Khorramshahi


“Babak Moghaddam is extremely knowledgeable about financing and mortgages. This is not the case with all loan officers. You can waste a lot of time and money with the wrong people. We went to Babak Moghaddam with a very complicated case and he knew exactly what to do. I recommend his services wholeheartedly. He is truly one of the most knowledgeable people in the business.” – Firoozeh Dumas


“This is the 2nd time I’ve worked with Charter Pacific Lending and Babak and they were extremely professional and responsive. Buying a house and/or refinancing are time consuming events and it is great to have honest people to work with and are available to answer questions. Highly recommend them, as I will be using them myself again in the future.” – Saba Kazemi


“Babak is very professional and excellent at making sure that clients are happy and deals get closed. He manages his time well and helps the escrow process move along. I highly recommend Babak for your mortgage loan needs.” – Sha Jarrahi


“Babak is a “Can Do” professional who puts you at ease and gets you the lowest loan. And he follows up to make sure you’re satisfied. I recommend him highly.” – Len Kuhn


“Babak was on top of my loan the whole way. Went out of his way to expedite the process.” – Ryan Snyder


“Babak and Charter Pacific helped us finance our home purchase in 2005, and we were so pleased with the process that when it came time to refinance this summer, we brought our business back to Babak. Babak and his team at Charter Pacific made the refinancing process quick and painless, they were always available and extremely helpful and we got a great deal! We’ll definitely be coming back to Babak and Charter Pacific again.” – Benjamin Plotkin

“Babak and his team were excellent. From beginning to the end, my husband and I felt informed and involved. Babak also went the extra mile to come up with creative ways so our mortgage would become more manageable. As first time homebuyers, we were so happy to have him on our side and to help guide us through this, sometimes overwhelming, process. We highly recommend him to our friends and family!” – Sheila M. Witt

“Babak is the best! He’s friendly, professional, knowledgeable and I trust him implicitly. In 2007, I contacted Babak (on the recommendations of friends) about getting pre-qualified. He gave me fantastic advice and insight into the market and real estate lending. He told me what to expect over the next couple of years… everything he said would happen (i.e. qualifying would get tougher but the market would be flooded with properties and prices would drop) happened. By the time I bought in 2008 I ended up getting a condo that I wouldn’t have been able to afford the year before. Since I’ve been in my condo, he has helped me refinance a couple of times lowering my payment considerably each time. I recommend Babak to anyone looking for an experienced, ethical, professional and trustworthy mortgage broker.” – Margo McAdams

“In the last 16 years, I have obtained all of my home loans from Babak and I would not consider getting my loans from any other broker. I have obtained many loans for purchase and refinance of multiple properties and every one of them has gone smoothly, efficiently, professionally, and to my absolute satisfaction. I have recommended Babak to friends and colleagues and they have had the same experience with Babak. He has an electronic system that is easy to work with, which keeps you informed about your loan process at all times. Furthermore, Babak is quite knowledgeable and resourceful and can always find the best and the lowest interest loan for any situation. I absolutely recommend Babak for any home loan needs.” – Nercy Ebrahimi


“I have been using Babak for over 15 years. He is definitely the best of the best in the mortgage industry. He has top notch customer service and always goes the extra mile and above and beyond the call of duty. He takes the utmost care with all my clients, asking great questions to help them find the right loan for their needs. He always puts the customer first and is solution oriented. Love that he is a team player and I am honored and privileged to have him as part of my team! I am looking forward to working with you for another 15+ years!” – Patricia Bruno, Keller Williams Realty


“Absolute professional! Being a Realtor over 12 years, I have worked with many mortgage brokers. I can honestly say, Babak and his team have been the best I have worked with. He has over 28 years of experience in his field and it shows. The loan process is one of the hardest and most stressful processes of purchasing a home. Do yourself a favor and go with a pro who not only knows what he is doing but also offers friendly service and most competitive rates. Give him a try and find out for yourself” – Jumana Assaf

“Babak and Charter Pacific are perfect! I had my first home loan with Babak and refinanced it 3 times since. Babak offers the best available rates and assures timely and smoothly completion of the process. Highly Recommended!” – Amin Salari

“We have been Charter Pacific Lending Corp’s client for many many years. He is great, very knowledgeable and responsive to our needs. We would never go anywhere else and recommend him to all our family and friends.” – Nasrin Razavi

“Fantastic mortgage financing services that will go above beyond your expectations. Thank you for all the years of great work with integrity and consistency. Best wishes” – Kouros Moghaddam