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Posts Tagged 'Credit Score'

HomeTag: Credit Score

A Late Payment: Credit Score Impact

Posted by: Babak Moghaddam

A Late Payment: Credit Sore ImpactThis has been a difficult year for everyone. There are a lot of people who are worried that they might not be able to keep up with their mortgage payments. Small businesses have had to close their doors and numerous individuals have ...

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17
NOV
0
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Mortgage

Credit Score, FICO Score, Late Mortgage

Three Ways That Your Credit Score Affects Your Mortgage and Your Chance of Obtaining One!

Posted by: Babak Moghaddam

Three Ways That Your Credit Score Affects Your Mortgage (and Your Chance of Obtaining One!)If you’re thinking of buying a home, you’ve probably been thinking a lot about your credit score as ...

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29
JUL
0
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Home Buyer Tips

Credit Score, Mortgage Affordability, Mortgage Financing

Find The Best Mortgage Deal With A Few Simple Steps

Posted by: Babak Moghaddam

Find The Best Mortgage Deal With A Few Simple StepsCurrently, this is a great time to be in the market for a new home. The interest rates on mortgages have fallen countless times over the past few years. Even though interest rates have been in the double-digits ...

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27
FEB
0
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Mortgage

Credit Score, Financing Options, Mortgage

How To Get Your Free Annual Credit Report And Why You Need It

Posted by: Babak Moghaddam

How To Get Your Free Annual Credit Report And Why You Need ItYour credit report influences whether or not you’ll qualify for a mortgage and what kind of interest you’ll pay on that loan. This isn’t something you can safely ignore. Smart homebuyers understand the importance of ...

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18
OCT
0
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Mortgage

Credit Report, Credit Score, Mortgage

More Home Loan Options Now Available For Borrowers With Bad Credit

Posted by: Babak Moghaddam

More Home Loan Options Now Available For Borrowers With Bad CreditFor a long time after the real estate housing crisis in 2008, buyers with a poor credit history had a difficult time finding mortgage financing. It was a problem that trapped those seeking to buy a home ...

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3
OCT
0
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Mortgage

Credit Score, Financing Options, Mortgage

8 Ways To Maintain A Great Credit Score

Posted by: Babak Moghaddam

8 Ways To Maintain A Great Credit ScoreHaving an excellent credit score is very useful. The following are some tips on how to maintain a superb credit score.

Open Credit Accounts When You Do Not Need Them

If you don’t have any credit accounts, you will have a low ...

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28
FEB
0
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Mortgage

Budget, Credit Score, Mortgage

Mortgage Challenges For Self-Employed Home Buyers

Posted by: Babak Moghaddam

Mortgage Challenges For Self-Employed Home BuyersIt’s no secret that mortgage lending institutions look favorably on steady paychecks and positive debt-to-income ratios. That can leave many self-employed prospective home buyers feeling anxious about getting approved for a mortgage. But just like the 9-to-5ers who get regular paychecks, self-employed ...

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28
NOV
0
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Mortgage

Credit Score, Mortgage, Self-Employment

Understanding the Factors That Impact Your Credit Score

Posted by: Babak Moghaddam

Understanding the Factors That Impact Your Credit ScoreMost consumers believe if they pay their bills on time, they need not worry about their credit score. Oftentimes, it is a rude awakening when they apply for a mortgage loan, car loan, or any revolving credit to learn they are not ...

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27
JUN
0
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Uncategorized

Credit Score, Mortgage, Pre-Approval

Three Proven Ways You Boost Your Credit to Get a Mortgage Approved

Posted by: Babak Moghaddam

These 10 States Have The Biggest Mortgage DebtCredit problems are unfortunately common, and they can make it difficult for you to obtain a mortgage. Even if you are able to obtain a mortgage with your credit issues, the rate may be ...

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12
AUG
0
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Mortgage Tips

Credit Score, Mortgage Approvals

5 Steps Towards a Better Credit Score You Can Take Today

Posted by: Babak Moghaddam

5 Steps Towards a Better Credit Score You Can Take TodayWhen it comes to finding the best mortgage, your credit score is a major determinant as to the kinds of rates and conditions you can get. Lenders quite ...

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23
MAR
0
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Home Mortgage Tips

Credit Score, Home Mortgage Tips, Mortgage Tips

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Charter Pacific Lending Corp.

Charter Pacific Lending Corp. is a privately owned mortgage company serving the Southern California region since 2002. The founder, Babak Moghaddam has been opening doors to home buyers since 1989.

Charter Pacific Lending Corp.

9891 Irvine Center Drive

Suite 190

Irvine, CA 92618

Phone: (800) 322-1217 Ext. 103

Email: info@chartpac.com

CA BRE License # 01342065
NMLS # 284615

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