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Posts Tagged 'Budget'

HomeTag: Budget

How Does A Change In Mortgage Rates Impact A Family’s Housing Budget?

Posted by: Babak Moghaddam

How Does A Change In Mortgage Rates Impact A Family's Housing Budget?

The housing market is extremely competitive right now because mortgage rates are still near record lows. While mortgage rates are rising this year, the ...

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19
MAY
0
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Mortgage

Budget, Mortgage, Mortgage Rates

4 Ways To Pay Off My Mortgage Faster

Posted by: Babak Moghaddam

4 Ways To Pay Off My Mortgage FasterFor most people, the mortgage payment is the biggest monthly expense. Whether you’re facing retirement or still working, it would be nice to be free of this debt. Although you probably can’t pay it off in one lump sum, it ...

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9
APR
0
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Mortgage

Budget, Financing, Mortgage

Down Payment Money Saving Mistakes

Posted by: Babak Moghaddam

Down Payment Money Saving MistakesAre you saving up money for a down payment? Saving money to put down on a home is always a smart idea, but there are right ways and wrong ways to go about it. Understanding how to best save for a down payment ...

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1
MAR
0
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Real Estate

Budget, Down Payment, Real Estate

8 Ways To Maintain A Great Credit Score

Posted by: Babak Moghaddam

8 Ways To Maintain A Great Credit ScoreHaving an excellent credit score is very useful. The following are some tips on how to maintain a superb credit score.

Open Credit Accounts When You Do Not Need Them

If you don’t have any credit accounts, you will have a low ...

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28
FEB
0
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Mortgage

Budget, Credit Score, Mortgage

5 Strategies Millennials Can Use To Buy Homes

Posted by: Babak Moghaddam

5 Strategies Millennials Can Use To Buy HomesMillennials face numerous challenges when buying their first homes. 55% of young adults between 25 and 34 years old don’t own homes as compared to 80% in 1967, according to data from the Census Bureau. 

Buying a home is tough with ...

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5
DEC
0
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Real Estate

Budget, Home Sales, Real Estate

5 Home-Buying Pitfalls To Avoid

Posted by: Babak Moghaddam

5 Home-Buying Pitfalls To AvoidBuying your home can be nerve-racking, especially if it’s the first time. The buying process is exciting and often complex. The chances of making a mistake are relatively high. 

In today’s real estate market where demand surpasses supply, you can’t afford to make mistakes. ...

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16
NOV
0
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Real Estate

Budget, Pre-Approval, Real Estate

5 Creative Ways To Buy A Foreclosure

Posted by: Babak Moghaddam

Buying a foreclosed home is easy, right? After all, they sell for pennies on the dollar, right? Well, that could be a false assumption. Buying a foreclosed property appears easy on TV, but in reality, it can be overwhelming. 

Foreclosure sales continue to decline in the market from 38.6 percent in 2011 to 14 percent in 2017 but ticking up a ...

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15
NOV
0
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Real Estate

Budget, Foreclosure, Real Estate

3 Budgeting Tips to Help Make Your New Mortgage Payments Easier

Posted by: Babak Moghaddam

3 Budgeting Tips to Help Make Your New Mortgage Payments EasierBuying a new home is an exciting time, but excitement can easily turn to stress if there isn’t enough money to pay the monthly mortgage bill. The added expense can take some time to get used to, ...

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25
OCT
0
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Mortgage

Affordability, Budget, Mortgage Payment

Best Things To Do Now To Get Your Finances Mortgage Ready

Posted by: Babak Moghaddam

Best Things To Do Now To Get Your Finances Mortgage ReadyYou probably already know that qualifying for a mortgage can be the biggest hurdle — aside from actually finding that dream property — along the path to home ownership.

Rather than agonizing about it, however, there are some ...

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4
OCT
0
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Mortgage

Budget, Mortgage, Organization

Mistakes Seasoned Home Buyers Often Make

Posted by: Babak Moghaddam

Mistakes Seasoned Home Buyers Often MakeIt’s not uncommon today to move several times during adulthood, whether across town or across the country. Seasoned home buyers have been through the real estate process, often more than once. However, even if the home purchase has become routine, there are ...

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14
SEP
0
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Real Estate

Budget, Home Purchase, Real Estate

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Charter Pacific Lending Corp.

Charter Pacific Lending Corp. is a privately owned mortgage company serving the Southern California region since 2002. The founder, Babak Moghaddam has been opening doors to home buyers since 1989.

Charter Pacific Lending Corp.

9891 Irvine Center Drive

Suite 190

Irvine, CA 92618

Phone: (800) 322-1217 Ext. 103

Email: information@chartpac.com

CA DRE License # 01340625
NMLS # 284615

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Latest From Our Blog

  • 3 Tips To Consider When Buying A Home With An FHA Mortgage
  • S&P Case-Shiller Home Price Indices: Home Prices Fall In November
  • Is It Worth It to Put More Than 20 Percent Down?

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Real Estate Broker
California Department of Real Estate License #01340625
NMLS #284615
Babak Moghaddam
Senior Loan Officer
NMLS # 278061
DRE License #00966614
 

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