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Posts Tagged 'Savings'

HomeTag: Savings

Is An Escrow Account Right For You?

Posted by: Babak Moghaddam

Is An Escrow Account Right For You?When someone is looking at purchasing a home, they usually focus on the purchase price of the home and the potential monthly payment. At the same time, there are other costs that need to be included as well. This includes home insurance and real estate taxes.

As a result, many homeowners find themselves asking if they should use an escrow account ...

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17
SEP
0
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Mortgage

Escrow, Mortgage, Savings

Why An Emergency Fund Is Important

Posted by: Babak Moghaddam

Why An Emergency Fund Is Important

There’s almost a guarantee that at some point in the future you’re going to face an emergency. Like most things in life, that emergency is going to require money to solve. You can’t assume that you’ll have the funds to face the ...

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21
JUL
0
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Mortgage

Emergency Funds, Repairs, Savings

Do You Have Enough Of A Down Payment Saved Up?

Posted by: Babak Moghaddam

Do You Have Enough Of A Down Payment Saved Up?If you are planning on purchasing a home in the near future, you need to make sure you have enough money saved up. While there are a lot ...

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15
JUN
0
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Mortgage

Down Payment, Mortgage, Savings

Tips For Getting A Mortgage Application Approved

Posted by: Babak Moghaddam

Tips For Getting A Mortgage Application ApprovedRight now, mortgage rates have fallen to rates that haven’t been seen in years. This opens the door for many people to apply for a mortgage that they previously may not have been able ...

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5
JAN
0
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Mortgage

Application Approval, Mortgage, Savings

A Few Creative and Effective Ways to Save Money for a Down Payment

Posted by: Babak Moghaddam

A Few Creative and Effective Ways to Save Money for a Down PaymentFor those who are looking to buy a home, they know that this is one of the most exciting experiences in the ...

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29
DEC
0
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Mortgage

Down Payment, Mortgage, Savings

Building An Emergency Fund During An Emergency

Posted by: Babak Moghaddam

Building An Emergency Fund During An EmergencyBy now, it should be apparent that this COVID-19 (Corona-virus) pandemic is going to be here for several months. It is already causing the market to plummet and is disrupting jobs all over the country. Many people who work as hourly ...

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1
APR
0
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Mortgage

Financing, Mortgage, Savings

3 Signs You’re Not Ready To Buy A Home

Posted by: Babak Moghaddam

3 Signs You're Not Ready To Buy A HomeThose who are looking at buying a home need to think about whether or not they are truly ready for this responsibility. When someone takes out a mortgage, this is frequently the largest loan someone will ever apply for ...

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26
NOV
0
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Mortgage

Debt Management, Mortgage, Savings

3 Positive Reasons To Get A 15-Year Mortgage

Posted by: Babak Moghaddam

3 Positive Reasons To Get A 15-Year MortgageMost people can’t pay for a home outright, so they finance it with a mortgage loan. 30-year mortgages are more conventional, but they also come with a significant interest price tag.

People who have a stable career and the income to afford ...

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6
NOV
0
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Mortgage

Equity, Mortgage, Savings

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Charter Pacific Lending Corp.

Charter Pacific Lending Corp. is a privately owned mortgage company serving the Southern California region since 2002. The founder, Babak Moghaddam has been opening doors to home buyers since 1989.

Charter Pacific Lending Corp.

9891 Irvine Center Drive

Suite 190

Irvine, CA 92618

Phone: (800) 322-1217 Ext. 103

Email: information@chartpac.com

CA DRE License # 01340625
NMLS # 284615

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Latest From Our Blog

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Real Estate Broker
California Department of Real Estate License #01340625
NMLS #284615
Babak Moghaddam
Senior Loan Officer
NMLS # 278061
DRE License #00966614
 

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